BANKLARDA OPERATSION RISKNI BAHOLASH VA BOSHQARISHDAGI MUAMMOLAR VA ULARNI BARTARAF ETISH YO‘NALISHLARI
DOI:
https://doi.org/10.47390/ydif-y2026v2i17/n06Kalit so‘zlar:
operatsion risk, risklarni baholash, risk-madaniyat, KRI, RCSA, ssenariy tahlili, stress-test, IT-risk, kiberxavf, operatsion barqarorlik.Annotasiya
Ushbu tezisda banklarda operatsion riskni baholash va boshqarish jarayonida uchraydigan asosiy metodologik, axborot, texnologik va tashkiliy muammolar tizimli ravishda tahlil qilingan. Operatsion hodisalarni to‘liq identifikatsiya qilish, yo‘qotishlar va “near miss” holatlari bo‘yicha ma’lumotlar bazasini shakllantirish, inson omili, IT va kiberxavflar, ichki nazorat sifati, risk-madaniyat hamda risklarning o‘zaro bog‘liqligini baholashdagi cheklovlar yoritilgan. Muammolarni bartaraf etish uchun dinamik KRI, ssenariy tahlili, stress-test, RCSA, hodisalar bazasi va operatsion barqarorlik tamoyillariga tayangan integratsiyalashgan boshqaruv mexanizmi taklif etiladi.
Manbalar
1. Basel Committee on Banking Supervision. Revisions to the Principles for the Sound Management of Operational Risk. Bank for International Settlements, March 2021.
2. Basel Committee on Banking Supervision. Principles for Operational Resilience. Bank for International Settlements, March 2021.
3. Paola Leone & Pasqualina Porretta & Mario Vellella (ed.), Measuring and Managing Operational Risk, chapter 0, pages 25–93, Palgrave Macmillan.
4. Ariane Chapelle's Operational Risk Management: Best Practices in the Financial Services Industry has been named Book of the Year by the OpRisk Awards 2020.
5. Basel Committee on Banking Supervision. Operational risk and resilience: Consolidated Guidelines, ORR10–ORR20. Bank for International Settlements, 2026.
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