FATF STANDARTLARI VA KRIPTOVALYUTALAR BILAN BOG'LIQ PUL YUVISHNING OLDINI OLISHDA "TRAVEL RULE" QOIDASINING JORIY ETILISHI
Kalit so'zlar
https://doi.org/10.47390/ydif-y2025v1i10/n04Kalit so'zlar
FATF, Travel Rule (Sayohat qoidasi), kripto-valyuta, pul yuvish, virtual aktivlar, VASPlar (virtual aktivlar xizmat provayderlari), AML muvofiqlik (pul yuvishnning oldini olish muvofiqlik), blokcheyn.Annotasiya
Virtual aktivlarning tez rivojlanishi global pul yuvishnning oldini olish (AML) va terrorizmni moliyalashtirishga qarshi (CTF) tizimlar uchun misli ko'rilmagan muammolar yaratdi. Ushbu maqola FATF Travel Rule (16-tavsiya) va uning kripto-valyuta orqali pul yuvishnning oldini olishdagi samaradorligini o'rganadi. 205 ta yurisdiktsiya tahlili shuni ko'rsatadiki, 2025-yilga kelib 85 ta yurisdiktsiya Travel Rule qonunchiligini joriy etgan bo'lsa-da, jiddiy muammolar saqlanmoqda: faqat 35 ta yurisdiktsiya nazorat choralarini ko'rgan, "sunrise issue" davom etmoqda va texnologik interoperabillik to'siqlari mavjud. Tadqiqot shuni ko'rsatadiki, samarali amalga oshirish noqonuniy kripto-valyuta tranzaksiyalarini sezilarli darajada kamaytirishi mumkin: 2022-yilda $31.5 milliarddan 2023-yilda $22.2 milliardgacha kamaydi. Keng qamrovli global muvofiqlikka erishish uchun texnik infrastruktura cheklovlarini hal qilish, nazorat qilish qobiliyatini oshirish va davlat-xususiy hamkorlikni rivojlantirish zarur.
Manbalar
1. Notabene. (2025). FATF's 2025 Targeted Update: Where Crypto Rules Stand and What's New. Retrieved from https://notabene.id/post/2025-fatf-targeted-update
2. Chainalysis. (2024). 2024 Crypto Money Laundering Report. Retrieved from https://www.chainalysis.com/blog/2024-crypto-money-laundering/
3. Financial Action Task Force. (2025a). Virtual Assets: Targeted Update on Implementation of the FATF Standards on Virtual Assets and Virtual Asset Service Providers. Paris: FATF. Retrieved assets-vasps-2025.html.
4. Financial Action Task Force. (2025b). FATF updates Standards on Recommendation 16 on Payment Transparency. Paris: FATF. Retrieved from https://www.fatf-gafi.org/en/publications/Fatfrecommendations/update-Recommendation-16-payment-transparency-june-2025.html
5. 21 Analytics. (2024). What is the FATF Travel Rule? Retrieved from https://www.21analytics.ch/what-is-the-fatf-travel-rule/
6. Moody's. (2024). FATF Recommendation 16: Key Insights for Compliance. Retrieved from https://www.moodys.com/web/en/us/kyc/resources/insights/fatf-recommendation-16-possible-implications-and-data-insights-for-compliance.html
7. Sumsub. (2025). Crypto Travel Rule Guide 2025: Global Regulations Explained. Retrieved from https://sumsub.com/blog/what-is-the-fatf-travel-rule/
8. Financial Action Task Force. (2025c). Best Practices on Travel Rule Supervision. Paris: FATF. Retrieved from https://www.fatf-gafi.org/content/dam/fatf-gafi/recommendations/Best-Practices-Travel-Rule-Supervision.pdf
9. Notabene. (2024). 2024 Travel Rule Compliance Challenges and How to Overcome Them: Sunrise Issue. Retrieved from https://notabene.id/post/addressing-the-sunrise-issue-navigating-compliance-in-the-staggered-rollout-of-the-crypto-travel-rule
10. IEEE. (2024). FATF Travel Rule's Technical Challenges and Solution Taxonomy. IEEE Conference Publication. Retrieved from https://ieeexplore.ieee.org/document/10634360/
11. CoinLedger. (2025). Crypto Crime Report: 2025 Statistics & Trends. Retrieved from https://coinledger.io/research/crypto-crime-report
12. TRISA. (2025). Recommendations to FATF for Virtual Assets Travel Rule. Retrieved from https://trisa.io/fatf-travel-rule-recommendations/
13. Financial Action Task Force. (2024a). June 2024 Targeted Update on Implementation of the FATF Standards on Virtual Assets and VASPs. Paris: FATF. Retrieved from https://www.fatf-gafi.org/content/dam/fatf-gafi/recommendations/2024-Targeted-Update-VA-
14. Protiviti. (2024). Crypto and the Travel Rule: What's Going On? Retrieved from https://www.protiviti.com/us-en/insights-paper/crypto-travel-rule-whats-going-on
15. CoinLaw. (2025). Cryptocurrency Anti Money Laundering (AML) Statistics 2025. Retrieved from https://coinlaw.io/cryptocurrency-anti-money-laundering-statistics/
16. KYCAID. (2025). FATF Travel Rule Compliance: A Comprehensive Guide for VASPs. Retrieved from https://kycaid.com/blog/unraveling-fatfs-travel-regulation-an-in-depth-compliance-handbook-2024/
This work is licensed under a 